Hello interest-free loan to the government!

It's a little scary that in this day and age, I got my refund from the IRS deposited into my account on the 28th of JANUARY. THE FUTURE IS HERE, PEOPLE.

My belated new year resolution is to switch my W-4 from 0 to 2, and set up an automated transfer of the per-paycheck difference to go from my checking account to my money market deposit account.

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